Privacy Policy
All financial companies need to share customers' personal information to run their everyday business. The types of personal information we collect and share depend on the product or service you have with us. Please read this notice carefully to understand what we do.
FACTS:
What does the First National Bank & Trust Company of Elk City and Sayre do with your personal information?
Rev. 10/2010
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Income
- Account balances and Payment history
- Credit history and Credit scores
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The First National Bank & Trust of Elk City and Sayre chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information |
Does The First National Bank & Trust of Elk City and Sayre |
Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes—to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes—information about your transactions and experiences | Yes | No |
| For our affiliates' everyday business purposes—information about your creditworthiness | No | We don't share |
| For our affiliates to market to you | Yes | Yes |
| For nonaffiliates to market to you | No | We don't share |
To limit our sharing
- Call 580-225-2580 — our menu will prompt you through your choice(s) or
- Mail this form (.pdf) to First National Bank & Trust, P.O. Box 669, Elk City, OK 73648.
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Call 580-225-2580
What we do
How does The First National Bank & Trust of Elk City and Sayre protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does The First National Bank & Trust of Elk City and Sayre collect my personal information?
We collect your personal information, for example, when you
- open an account or make deposits or withdrawals from your account
- apply for a loan or use your credit or debit card
- make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include financial companies such as Western Oklahoma Financial Services, Inc.; and nonfinancial companies, such as Western Oklahoma Insurance Agency, Inc.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- The First National Bank & Trust of Elk City and Sayre does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • The First National Bank & Trust of Elk City and Sayre doesn't jointly market.
Other important information
If you decide to close your accounts or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.